If you own a property and is renting it out to others, it is very important for you to have landlord insurance also known as a dwelling fire policy. This type of policy helps to protect you against damages that happened to your rental building, potential legal obligation cause by injuries on the rental property, and lose of rental income. You may also want to ask your tenants to buy their own renters insurance to protect their own personal property since tenants property is not covered under the landlord insurance.
The cost of an umbrella policy depends on how much underlying insurance you have and the kind of risk you represent. In order purchase an umbrella policy, most companies will require you to have a minimum of $500,000 liability coverage on your home and $250,000 per person and $500,000 per accident your vehicles.
Due to the characteristic of this policy, it is very hard to provide a quote through a simple form, please contact the office to obtain more information.