Boston Commercial Insurance

Typical Boston Commercial Insurance coverage includes:

Ocean Marine / Hull & Cargo
Boiler & Machinery / Equipment Breakdown
Crime
Credit
Libel & Slander
Special Event

Our Boston Commercial Insurance Rates are the most competitive around.

You should cover your business assets against a loss and make sure you have adequate coverage to secure the property's actual replacement value just like you would insure your home. The best way to go about this is to insure for actual replacement value. That way, if you do suffer a loss, you won't have to come up with any funds to get back in business as soon as possible. You will have to adjust your coverage as your business continues to acquire and dispose of more items. The best thing to do is to re-evaluate what you have quarterly and keep the replacement values of items up to date each time. A computer would be a good example that cost a few thousand when it was purchased a year before, but now the replacement cost would be lower as technology advances and this lower cost would translate to a lower insured amount and a lower premium.

Ocean Marine / Cargo & Hull - Provides insurance coverage for your international cargo shipments by sea or air, as well as for your hulls.

Boiler & Machinery/Equipment Breakdown - Covers sudden and accidental breakdowns of steam and hot water boilers, pressure vessels, air conditioning equipment, turbines, electrical apparatus, and various other mechanical and electrical objects. Machinery Insurance Coverage extends not only to insured object itself but also to other property damaged by an accident to an object. Endorsements are available to cover loss of income, extra expense, utility services, consequential loss (spoilage).

Crime/Employee Dishonesty - Crime insurance can cover money and securities against burglary, robbery, theft, destruction, disappearance, computer fraud, extortion, and employee dishonesty. Crime insurance can also cover property other than money and securities.

Credit Insurance - Covers your accounts receivable against payment default on the part of one of your customers.

Libel & Slander - Provides coverage for liability arising from libel and slander.

Special Event Insurance - Provides coverage when your company participates in shows, exhibitions, hole-in-one events and other such activities. Coverage may include liability, including liquor liability, protection of property, and event cancellation costs.

Transit - Provides protection for property while in transit. Property covered can be owned or property of others in your care, custody, control. Types of transit coverage include ocean cargo, motor truck cargo, contractor's equipment floater.