General Liability Insurance protects your business and employees from claims involving bodily injury or property damage. It also covers the expenses of lawsuits, settlements, litigation and judgments awarded by courts as a result of a claim made against the company for the performance of the business.

General liability insurance usually doesn’t cover personal property. However, a Business Owner’s Policy can be purchased which not only covers the general liability but also insuring the damage or lost property or equipment for its replacement value.

Note: General Liability or Business Owners Policy doesn’t cover employee injuries, professional mistake, or auto accident. Please contact the company if you have more questions.